Clarity : Define clear financial goals and objectives. Self-Sufficient Stage : Transition to a state where reliance on a monthly salary is diminished. Breathing Room : Establish a financial cushion allowing for reduced financial stress. Stability: Maintain a contingency fund equivalent to six months of expenses, free from debt obligations. Flexibilit y: Accumulate investments amounting to two years of expenses, which can be utilized when necessary. Financial Independence: Attain the ability to leave salaried employment at will, without compromising basic needs. This independence facilitates pursuing higher-risk ventures, innovative projects, entrepreneurial endeavors, and creative problem-solving through product or service development. Start-Up & Wealth Accumulation : Upon success, generate substantial wealth, mirroring the achievements of founders like those of DeepSeek. This leads to financial abundance, surpassing perceived wealth. Calculating Required Capital : Determin...